Made for Entrepreneurs with Business ID

Three plans. Bookkeeping by the time it takes.

Real accountants, a real bookkeeping system, a price you can predict, and a ceiling you know before you start.

About 30 minutes. It commits you to nothing.

Pricing

Built to optimise your bookkeeping

from €31.50 a month

The cheapest combination on the market: the Light plan plus the bookkeeping minimum.

Billed in 15-minute steps

The time spent on your bookkeeping is counted in 15-minute increments. You pay only for what it actually took.

3 tailored plans

Choose the plan that fits what you do. Changing plan is free, once a quarter.

What you get

You invoice. We keep the books, file the returns and prepare the year end.

The more of your paperwork arrives electronically, the less work it takes and the less you pay.

One system that handles the boring parts itselfYou work in Fennoa. Sales invoices out, purchase invoices in, receipts photographed with your phone, travel and expense claims, electronic signatures. A bank feed enters the data directly, so the bookkeeping happens while you work.
Billed for the time the work actually takesBookkeeping and customer service are billed by the minutes used, with a €21.50 minimum charge and an €86 ceiling. A quiet month costs less. A busy month cannot cost more.
One invoice, actual quantitiesOne invoice for the calendar month. It is issued on the first working day of the next month and shows actual quantities, which you can check yourself in Fennoa.
Real accountants behind itThe service is provided by HR-tilipalvelu Oy, an authorised accounting firm and a certified Fennoa partner. Your VAT returns, EU sales reports, profit and loss, balance sheet, financial statements and income tax return are prepared by people who do this for a living.
Payroll when you hire€30 per payslip, charged only for the months when wages are paid. Wages, holiday pay, incomes register filings, employer contributions and final settlements. You do not have to change accountant when the admin gets more complicated.
No obligation to stayYour data lives in Fennoa, a Finnish bookkeeping system, and it is yours. Notice is three months under TAL2023, and the final archiving is already covered by the setup fee.

Our authorized accounting firm is audited regularly: its procedures, its liability insurance and the competence of its staff. That is a basis a company can rely on when choosing to work with us.

Authorized by the Finnish Association of Accounting FirmsCertified Fennoa partner

Plans

How do you want to invoice?

One decision. Every plan includes a personal login in Finnish, Swedish or English.

Light

When you invoice some other way, or hardly at all, and want the books kept properly. The only plan that still accepts receipts by post or email.

€10 / mo, the system

VAT 0 %

  • Personal login (FI / SV / EN)
  • Bank connection
  • Electronic signatures
  • Browser app
  • Receipts by post or email too

Charged separately

  • Getting started and final archiving€49 (one-off)
  • Bookkeeping, on time used€21.50–86 / month
  • Financial statements and tax return€72–192 / financial year
Get started

Basic

Most chosen

When you invoice regularly by email and claim travel and expenses. No cap on how many invoices you send.

€20 / mo, the system

VAT 0 %

  • Everything in Light
  • Sales invoices by email, unlimited
  • Tracking and reminders for unpaid invoices
  • Quotations
  • Travel and expense claims

Charged separately

  • Getting started and final archiving€69 (one-off)
  • Bookkeeping, on time used€21.50–86 / month
  • Financial statements and tax return€72–192 / financial year
Get started

Pro

When you send and receive e-invoices, want your own e-invoice address, or want to work from your phone.

€50 / mo, the system

VAT 0 %

  • Everything in Basic
  • Purchase invoices as e-invoices, unlimited
  • Your own e-invoicing address
  • Mobile app
  • Fennoa's AI features

Charged separately

  • Getting started and final archiving€89 (one-off)
  • Bookkeeping, on time used€21.50–86 / month
  • Financial statements and tax return€72–192 / financial year
Get started

All prices VAT 0 %.

Partners and memberships

TaloushallintoliittoHelsingin seudun kauppakamariFennoaDocueAsiakastietoCuumaOPNooa SäästöpankkiPohjantähtiIlmarinenInnoxPalkkaguruHR-tilipalvelu

Why Tiliguru

Made for the Finnish sole trader

The service is provided by HR-tilipalvelu Oy. We combine the expertise of an authorised accounting firm with modern digital tools, so that every part of your business stays in order.

  • Automated digital bookkeeping. Receipts and invoices move through Fennoa without friction.
  • Personal support. Advice straight from a real accountant, not from bots.
  • Tax and VAT returns. Filed on time, directly with the Finnish Tax Administration.
  • An authorised accounting firm. Peace of mind with certified accountants.
Who it's for

The process

A simplified invoicing process

A clear way of working: you concentrate on your own work, we take care of the finances.

  1. 1Send your receiptsPhotograph invoices and receipts with your phone. They land straight in the bookkeeping.
  2. 2We keep the booksWe work out the VAT and record the transactions. The bank feed does the typing.
  3. 3Follow it month by monthYour profit and loss and balance sheet stay current as clear reports, not only at the year end.
  4. 4Returns filed on timeVAT returns, EU sales reports and your income tax return, filed with the Tax Administration by the deadline.
Where your bookkeeping comes from
  1. Your receipts and invoices

    Photographed with your phone, emailed, or pulled straight from your bank feed.

  2. Fennoa

    Real accounting software, not a spreadsheet. Your books stay current rather than being reconstructed in March.

  3. Vero and Tulorekisteri

    Returns filed on time on your behalf, by an authorised accounting firm.

Tell us what you need, and we will work out what it actually takes.

A free conversation, about 30 minutes: we go through what you invoice, how your paperwork arrives and which plan fits, and tell you which bookkeeping band you land in and what it costs a month. We do not charge for a quote, and the conversation commits you to nothing.