Made for Entrepreneurs with Business ID
Three plans. Bookkeeping by the time it takes.
Real accountants, a real bookkeeping system, a price you can predict, and a ceiling you know before you start.
About 30 minutes. It commits you to nothing.
Pricing
Built to optimise your bookkeeping
from €31.50 a month
The cheapest combination on the market: the Light plan plus the bookkeeping minimum.
Billed in 15-minute steps
The time spent on your bookkeeping is counted in 15-minute increments. You pay only for what it actually took.
3 tailored plans
Choose the plan that fits what you do. Changing plan is free, once a quarter.
What you get
You invoice. We keep the books, file the returns and prepare the year end.
The more of your paperwork arrives electronically, the less work it takes and the less you pay.
Our authorized accounting firm is audited regularly: its procedures, its liability insurance and the competence of its staff. That is a basis a company can rely on when choosing to work with us.

Plans
How do you want to invoice?
One decision. Every plan includes a personal login in Finnish, Swedish or English.
Light
When you invoice some other way, or hardly at all, and want the books kept properly. The only plan that still accepts receipts by post or email.
€10 / mo, the system
VAT 0 %
- Personal login (FI / SV / EN)
- Bank connection
- Electronic signatures
- Browser app
- Receipts by post or email too
Charged separately
- Getting started and final archiving€49 (one-off)
- Bookkeeping, on time used€21.50–86 / month
- Financial statements and tax return€72–192 / financial year
Basic
Most chosenWhen you invoice regularly by email and claim travel and expenses. No cap on how many invoices you send.
€20 / mo, the system
VAT 0 %
- Everything in Light
- Sales invoices by email, unlimited
- Tracking and reminders for unpaid invoices
- Quotations
- Travel and expense claims
Charged separately
- Getting started and final archiving€69 (one-off)
- Bookkeeping, on time used€21.50–86 / month
- Financial statements and tax return€72–192 / financial year
Pro
When you send and receive e-invoices, want your own e-invoice address, or want to work from your phone.
€50 / mo, the system
VAT 0 %
- Everything in Basic
- Purchase invoices as e-invoices, unlimited
- Your own e-invoicing address
- Mobile app
- Fennoa's AI features
Charged separately
- Getting started and final archiving€89 (one-off)
- Bookkeeping, on time used€21.50–86 / month
- Financial statements and tax return€72–192 / financial year
All prices VAT 0 %.
Partners and memberships












Why Tiliguru
Made for the Finnish sole trader
The service is provided by HR-tilipalvelu Oy. We combine the expertise of an authorised accounting firm with modern digital tools, so that every part of your business stays in order.
- Automated digital bookkeeping. Receipts and invoices move through Fennoa without friction.
- Personal support. Advice straight from a real accountant, not from bots.
- Tax and VAT returns. Filed on time, directly with the Finnish Tax Administration.
- An authorised accounting firm. Peace of mind with certified accountants.

The process
A simplified invoicing process
A clear way of working: you concentrate on your own work, we take care of the finances.
- 1Send your receiptsPhotograph invoices and receipts with your phone. They land straight in the bookkeeping.
- 2We keep the booksWe work out the VAT and record the transactions. The bank feed does the typing.
- 3Follow it month by monthYour profit and loss and balance sheet stay current as clear reports, not only at the year end.
- 4Returns filed on timeVAT returns, EU sales reports and your income tax return, filed with the Tax Administration by the deadline.
Your receipts and invoices
Photographed with your phone, emailed, or pulled straight from your bank feed.
Real accounting software, not a spreadsheet. Your books stay current rather than being reconstructed in March.
Vero and Tulorekisteri
Returns filed on time on your behalf, by an authorised accounting firm.
Tell us what you need, and we will work out what it actually takes.
A free conversation, about 30 minutes: we go through what you invoice, how your paperwork arrives and which plan fits, and tell you which bookkeeping band you land in and what it costs a month. We do not charge for a quote, and the conversation commits you to nothing.